Privacy (“LTCPP”) is owned and operated by Coomes Insurance & Financial Services (“CIFS”), AZ License: 1128874, CA License: 0K12647, FL License: W290070, HI License: 433274, IA License: 762933, MN License: 40447915, OR License: 0000762933, TX License: 2048157, WA License: 903663, WI License: 672565. We are committed to keeping all of your personal information secure. This privacy policy explains the protection, uses and benefits of the information you provide in order to ensure your peace of mind through every step of the process.

This consumer website is meant for use by California residents and is meant for education purposes only. We may be licensed in other states, so for information on products and policies in other states, please contact our office.

The information on this website is a general description of coverage and is not an insurance contract. Only the long term care insurance policy itself contains contractual provisions. The long term care insurance policies we offer are individually underwritten by the insurance companies with whom we have partnered.

We will never share your information with any third party for any reason, except to assist you obtain long term care insurance or life insurance, and then only when we have your written permission.

Only when you authorize us to begin the application process for the policy and carrier you choose will your personal information be provided to the insurance company(ies). We will never submit your personal information to an insurance company without your written approval on an insurance company formal written application or online submission portal.

Where permitted by law, your information may be used by an insurance company to request credit, medical and/or driving records from a third party. This information is used for underwriting the application in accordance with the disclosures and releases that you must first review and sign. These authorizations are included with your application.

Coomes Insurance & Financial Services does not engage in spam. It concerns us just as much as it concerns our customers!

When you fill out and submit a Long Term Care Insurance Quote Request one of our agents will contact you so we may provide you with the most accurate quote possible. Quoting long term care insurance requires sufficient information to be provided to insure that you are receiving the desired quote for your needs and objectives.

Submission of any information through this website is considered an insurance solicitation, and an insurance agent will contact you. Coomes Insurance & Financial Services is not responsible for any errors or omissions contained within this website.

Should you have any questions whatsoever regarding our Privacy Policy, our website, or personal information submitted to Coomes Insurance & Financial Services, please email us at

LTCPP/CIFS recommends that all visitors should consult with their own legal and tax advisors relating to their personal planning and decisions.

Updated December, 2016